Maybe it’s a function of feeling like you’ve reached the three quarter mark, the back nine, the fall season, mid-life plus, whatever….but have you found yourself second guessing some of the turns you made at critical junctures in your life?

It might be just a few “what-ifs” or an entire catalog of them, but I sense that many baby boomers could be wondering how their lives might have turned out had they taken a different path. How would life be different if you majored in accounting instead of physical education? Where would you be now if you married Alice instead of Denise? Clown school may have been the worst idea you ever came up with. Sorry that you only had one child or sorry you had any children at all. Was the third marriage your biggest mistake?

Most of us can identify some crossroad where a choice was made that changed the course of our lives forever. Choice of a mate would certainly top the list but a first job or career choice would be right up there in the critical crossroad category. So let’s say you didn’t marry Alice and instead followed Denise to Oregon to join that commune. That would most likely mean you never went to medical school but instead ended up selling farm equipment in Iowa.

The geography choices alone can be critical determinants in the turns your life takes. Settling in the Pine Barrens of New Jersey seemed like a good idea in the halcyon days of 1970…not so much now. Las Vegas turned out to be a bad locale for someone who realized he was a compulsive gambler.

At some point we just have to come to terms with the choices we’ve made and by that I don’t mean we settle. Life turned out the way life turned out and while it may be interesting to ruminate about how it could have been different, you’re better off just marveling that you made it to this point at all.

Besides, you still have crossroads and choices ahead and if you don’t pay attention you could miss your turn all together.

Jay Harrison is a graphic designer and writer whose work can be seen at DesignConcept. His mystery novel, Head Above Water, is available on Amazon and Kindle. You can also visit his author page here.

I forgot my iPad was under my coat when I went to order coffee at Starbucks. I didn’t realize it was missing until I got home. No worries. I was sure someone would find it and turn it in. But just to be safe, I used a Find My iPhone app to locate it. That’s weird. Apparently my iPad was now in a beauty salon a few stores down from Starbucks. I drove back to the salon to retrieve it, but it wasn’t there.

In fact, according to my trusty app, my iPad was now in a pizza parlor ten miles down the street. I was pretty sure I’d never see it again.

That afternoon, I got an email from someone at a car dealership who said he mysteriously found my iPad in his office. The next morning when I reached the man who’d found my iPad, he was terribly apologetic. “I’m so sorry,” he said. “God, I can’t believe what I did!”

“What’ja do,” I asked.

Yesterday, I interviewed a guy for a job at my dealership and after the interview, the guy came back two hours later. So I asked him, ” Michael, what are doing back here?”

“I came back to pick up my iPad. I left it here.”

“I insisted, it couldn’t be his,” the sales manager said. “I traced it to a man named Jack Goldenberg.”

“I know,” said the thief. “Jack’s my best friend. He loaned it to me. I’m so glad you found it. Jack would have been pissed if I lost it.”

“Do you happen to have his phone number and address?” I asked.

“Sure. He was here for a job interview. I have all that. His name is Michael, but his friends call him Mikey.” Then he gave me his cell phone number.

I wasn’t sure what to do next. Should I rat on Mikey and call the police? Nah, too drastic.

Should I ring his doorbell and confront him? Nope, too dangerous.

So instead, I called him early the next morning. I was pretty sure I woke him up. “Mikey, hi, it’s Jack Goldenberg. (The fact I knew his nickname must have startled him!) You’re my angel, Mikey. I understand you found my iPad. Thank you so much for being such a good Samaritan.”

“So glad I could help out,” Mikey said. “Would you like to come to my house to pick it up?” Right! And be shot dead when he answered the door? No way.

So instead, we agreed to meet at a McDonald’s in my neighborhood. When I left my house to meet him, my wife asked me where I was going. “I can’t tell you,” I said, “but if I don’t come back, you’re gonna need a new iPad.”

Anyway, long story even longer. I got my iPad back from the thief who stole it. To this day, I bet he still wonders how I tracked him down. Guess he never heard of angels.

Jack Goldenberg is a prolific Copywriter, innovative Creative Director at Einstein, da Vinci & Goldenberg, and consummate, strategic marketer. Read his blog at  10 minutes of brilliance. With all he’s done, he still believes his best efforts are ahead of him.

My mother and I used to go for long walks, usually ending up at one of the strip malls that punctuated our southern California town. As we stood on the front porch ready to go, she’d lock the door, check it and recheck it before turning to me to share her time-honored parental advice: Remember. Look for money.

Seriously. Mom’s thing was to look for money as we walked, I guess because there was never enough. And the funny thing is – we usually found it! Scattered coins in the sidewalk cracks, a dollar blowing in the breeze. Once we found two $5 bills, and it was as though we’d won the lottery.

Sometimes we’d celebrate with a bite to eat at the dime store lunch counter. Was it J.J. Newberry or Woolworth’s? I can’t remember, and they’re both gone now. Mom got Jello because it wasn’t fattening. Grilled cheese for me because it was cheap.

Money was in short supply at our house, and perhaps that is why I grew up obsessed with making sure I had enough. And with this mindset, it’s easy to believe there will never be enough. No sacrifice to great, no cushion to thick – more money always wins.

Some baby boomers are reluctant to retire, in part because they haven’t saved enough and in part because they can’t give it up. Boomers say it’s the work they can’t give up, and I get that, because what we do for a living is part of our identity. But I also wonder if it’s the need to make money and the habit of spending money we can’t quite quit.

Only in the last few years did I begin to reconsider my relationship with money. I had a nice nest egg from years of saving, and that helped. But as I closed in on the concept of retirement, it occurred to me I could feel more secure with that nest egg if I spent less. You don’t need as much stuff as you think.

It is scary when the regular paychecks stop. I’m not super-frugal, and I’m not a financial whiz. Preparing for retirement was more about changing my mindset … believing I could live differently and gain back what we used to call a life. Time to sleep late, read, write and cook from scratch. Meet with friends, volunteer, maybe a little side hustle just in case.

I still love my long walks, and now I have time for them. Sometimes I enjoy a mindless loop, and other times I like walking toward a destination. There’s a little strip mall at the bottom of the hill, and I often think about stopping for a bite to eat. For now, I just keep going, occasionally scanning the grass that lines the sidewalk, looking for money.

Donna Pekar is an aging badass (for real) who lives in California and writes Retirement Confidential.

E  S  S  A  Y   Who knew? Millennials are enduring a housing crisis and baby boomers may hold the key…literally. As in the house key.

High rents and home prices are locking millennials out of affordable housing options. At the same time, boomers are sitting in houses with a lot of empty bedrooms. Real estate site Trulia is calling this a match made in housing market heaven. And they are calling these potential matches boom-mates.

By extrapolating from census data, Trulia estimates that there are around 3.6 million vacant bedrooms in the 100 largest U.S. metropolitan areas. Boomers want to remain in their homes and millennial renters are desperate for cheap rents.

If this sounds to you like the perfect scenario for a sit-com, I’m way ahead of you. The first pitch that comes to mind is a remake of Three’s Company. But instead of two girls and guy, the cast is made up of two boomers and a girl. The husband and wife boomers spend all their time reminiscing about Woodstock and looking up slang in the Urban Dictionary while the millennial is always walking around with earbuds and looking for the next big app.

If that doesn’t work for you, there’s Happy Days. Howard and Marion Cunningham, you may recall, did rent an upstairs room to The Fonz, so we’re not talking about a big leap here. In this remake, their millennial boarders do not have names like Fonzie or Chachi but the show would feature their struggle for respect in a world that constantly tries to diminish their ethos.

The Fresh Prince of Bel-Air? Street smart millennial from Philly moves in with wealthy boomers in LA where his sense of entitlement is a constant source of friction with the self-made couple. He doesn’t get their taste in music and they don’t get his music or really anything about him.

If taking in cash-strapped strangers sounds far fetched, let’s remember that it was not that long ago that a third to one half of 19^th century urban residents in this country either took in boarders or were boarders themselves.

So is boom-mates really a thing? Is it really happening? Not so much. But it’s a safe bet that one of the sitcoms mentioned above is coming back to a TV in the common room where millennials and boomers can gather and share some laughs.

Jay Harrison is a graphic designer and writer whose work can be seen at DesignConcept. His mystery novel, Head Above Water, is available on Amazon and Kindle. You can also visit his author page here.

Let’s assume for a moment that taste buds developed on human tongues, not for the purpose of expensive boutique food stores being able to charge fifteen dollars an ounce for Mapuche chili powder but, rather, to entice people to try a variety of foods. Thus, food tourism, Instagram, and literally thousands of new cookbooks being published, year after year, has seemingly not produced an overload of interest in all things food. Rather, we can’t seem to get enough of the world of Cuisine. The names of restaurants are lyrical and interesting. Who wouldn’t want to try “fud” (minimalist and hip) “Wolf Bar” (aimed at carnivores) “Mane St.” (for the horsey set) or Kidz Only (who pays the bill?) TV food shows are at the top of many ‘favorites’ lists and Amazon lights up whenever a new ingredient pops up in a recipe. It’s easy to be a foodie, or even a culinary genius, with practice and the “Buy with one click” button on our favorite online store.

So what’s the problem? None that I can see or taste unless I start to feel guilty using a vanilla bean that was hand-picked by a farmer in Madagascar, who won’t see but a fraction of the cost I pay. Or, with cows in abundance in the US, do we really need to import beef from Japan (delicious, that Wagyu!) that has to cross the Pacific, probably alive, then be killed here (TMI?) so as to be fresh when when it lands on our plates?

The much touted and/or maligned kale; varieties which include “dinosaur,” “walking stick” and “Russian,” all respond well to being massaged prior to eating. We read, “Lovingly rub the leaves with olive oil before adding to recipe” when prepping a meal, and it doesn’t strike us as unnecessary or crazy. We do it because the queens and kings of chefdom say to do it. When you post that Instagram of your “Native Grain with Pickled Mango and Lacinato (dino) Kale Salad” people expect that it has been massaged.

What to do then with finding out that Julia Child was a fan of the Big Mac and that when chefs get off work and gather in the early hours of the morning they might cook up sweet potato fries covered with nacho cheese, chili and crumbled Cheetos; and, oh yeah, a shot of single-malt scotch or a small-batch gin martini. The taste buds do not seem to mind.

Kim Kohler writes on the uncertainties of living in a liberal hot spot where everybody has an opinion, every opinion counts and nobody uses turn signals.

We saw “Cell” recently – a scary and grim movie written by Stephen King. The protagonist was making his way through a Logan Airport terminal. Everyone was on their cell phones, which is normal these days. Suddenly everyone who had a cell phone up to their ear started foaming at the mouth, banging their heads against the wall, and attacking with murderous intent anyone within reach. After observing this connection, our protagonist thought twice about calling his ex-wife to arrange visitation with his son. He and the few survivors who weren’t rabid decided not to use their cell phones for anything.

This movie got me to wondering. How would younger generations fare without a cell phone attached to their heads?

We baby boomers often grew up with just one phone in the house. Ours was a rotary wall phone with a long cord, so one could walk away and have a private conversation. I know, a private conversation. How quaint.

I love my phone and the things it can do, but cells have changed our behavior in many ways, sometimes enslaving us.

1. Shoppers in grocery stores cannot make up their minds which cereal to buy. Calls must be made to discuss the many options.
2. Dates and get-togethers with friends cannot be endured without either a phone call or attempts to look at tiny pictures on a phone.
3. Family meals, a thing of the past, do not include conversation, or lessons for children. Instead, everyone’s head is down, looking at their individual phones.
4. Cell phone conversationalists walking down the street take no notice of traffic, a nice day, the scenery, or other walkers.
5. Paying attention to the road while driving is, apparently, optional these days. Stupid phone calls questioning the driver as to what cereal to buy and other mundane ruminations must be answered at great peril to other drivers.
6. Workers no longer fear the boss, but spend an inordinate amount of time texting, calling, and answering instead of working.
7. Ex-spouses no longer stay in the shadows but call repeatedly and must be answered immediately so that the drama can be played out for everyone’s entertainment.
8. Lunch dates and other arrangements are always flexible because the cell phone addicts can always call with a BS story about why they are late.

Is Stephen King saying we’re turning into monsters?

Lavinia M. Hughes lives in East Falmouth, MA and is keeping a close watch on her cell phone.